FOP Legal Defense Plan NEWS/ UPDATES

At the conclusion of the Plan’s biannual actuarial study, the Board of Directors for the FOP Legal Defense Plan adopted the following participant fee changes, effective on your renewal date on or after January 1, 2023.

At your 2023 renewal date, a price increase on participant fees in the Legal Defense Plan will be implemented. The Board decided to eliminate the individual rate structure and provide the group pricing for everyone. This will continue to allow the Plan to provide outstanding coverage at the best value in the industry. The following annual pricing is for all Participants in the Legal Defense Plan:

• Full Coverage (ABC): $324
• Civil/Criminal Coverage (BC): $72

We value your business and appreciate your continued support. If there are any questions about these changes, please submit them to Hylant at info@foplegal.com or by calling 1-800-341-6038.

The FOP Legal Defense Plan’s Board of Trustees (“Board”) has had numerous requests from current and prospective participants to review broadening coverage under the current HR-218 LEOSA Plan. After diligent review and analysis, the Board voted to make the following changes:

The current HR-218 Plan coverage will be replaced with the FOP Retired Law Enforcement Concealed Carry Legal Defense Coverage (CCC). The expanded coverage will offer Unlimited Legal Defense for civil and criminal claims associated with the legal carrying and/or use of a weapon: all reasonable and necessary Legal Defense Costs are now covered in full when using a Plan Attorney. This new expanded Plan will provide coverage not only for those retirees who were qualified under LEOSA, but also those retirees who are qualified under their own state laws to carry a concealed weapon.

The Concealed Carry Coverage (CCC) will go into effect on January 1, 2021. If you are a current HR-218 retired member, unlimited coverage and the enhanced benefits will automatically take effect on January 1, 2021, with no additional cost. Upon renewal of your coverage in 2021, the new annual fee of $75.00 will take effect. For all new retired members joining the Plan after January 1, 2021, the annual fee is $75.00.

If you are an active law enforcement officer covered by the FOP Legal Defense Plan, LEOSA coverage already is included. Concealed Carry Coverage (CCC) is for Retired Law Enforcement Officers Only and separate from the FOP Legal Defense Plan.

The Board is excited to provide yet another excellent benefit for our FOP Law Enforcement Brothers and Sisters. In today’s unstable times, it is crucial to make sure you are protected.

The Legal Plan values your business and thanks you for your continued support. For questions pertaining to these changes, enrollment, or the plan in general, please contact Hylant at 800-341-6038 or visit our website at foplegal.com.

The FOP Legal Plan, Inc. Board of Trustees voted to amend the Salary Reimbursement Option (SRO) in the Legal Defense Plan coverage, effective 4.12.18. This option may be elected in lieu of Legal Defense Costs. Previously participants whose claims involve suspension or other discipline resulting in salary loss could have elected to receive reimbursement of up to three days’ actual salary loss or $500, whichever is less. The amended SRO removes the cap and now will reimburse the LEO up to three days’ actual salary loss (no cap).

At the Spring FOP Legal Defense Plan board meeting, the following changes were adopted:

Pro-rated premium for new members, effective June 1, 2016.
New members will pay for the actual number of days covered during the first month. Future fees will either be credited or debited based on lodge enrollment at the next statement.

Backdating coverage requests.
Effective immediately, coverage backdating requests will require the following information:

• Narrative of the circumstances;
• Information that would be deemed important for the board to consider;
• Supporting documentation as it pertains to the request e.g., payroll for the timeframe requested, cancelled check, legal plan application, etc.;
• Submission of any other members that the lodge may have failed to pay for.

If approved, the lodge or individual participant will pay owed fees from the delinquent period through the present, and may be subject to a $250 backdating processing fee.

For questions pertaining to the above changes, please contact Hylant at 800-341-6038 or by email at maureen.jagos@fop.net.